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House Damage and Homeowner's Insurance

Luckily most standard homeowner's insurance policies will include coverage for disasters such as hailstorms.  These damages can include anything from minor scratches and dents to broken windows and holes in the roof. So what do you do once a hailstorm hits?

    1.  First you will want to document any visible damages done to your home. Damages can be documented by using a digital camera and can be requested by the insurance agency, so it's best to take clear pictures of all damage done in order to get the most out of your claim.
    2.  Next if any damage has been done to the roof a certified roof inspector should be called.  They will be able to assess the damage for you and will be able to tell you if a claim should be filed.
    3.  Prior to filing a claim, a homeowner should always read their policy to make sure hailstorm is covered. 

Car Damage and Automobile Insurance

While automobiles are built to withstand most of the weather Mother Nature decides to send us hail can easily damage them.  Anything from dents, scratches, and broken windows can be the result of a powerful hailstorm.  Fortunately, there are automotive insurance policies available that can cover hail damages.  An insurance policy with comprehensive coverage will protect you from hazards ranging from theft, fire damages, and even hail. Royal Insurance Agency can provide you with the protection you need at a reasonable price.

What to Do With Your Car After the Hailstorm

Like damages done to your home, in the event your automobile is struck by hail always be sure to get some sort of documentation such as pictures. From there you should go to get your car repaired as soon as possible.  This is important in the event you go to sell your car one day blemishes can decrease the value. Always check the weather and park the automobile in a parking garage or home garage prior to the hail storm.

Royal Insurance Agency can offer you top of the line protection based on your needs. To learn more about the policies we can offer contact us at 508-754-6288.
Posted 2:54 PM

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