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Home > Calculators

Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto loan - Accelerated payoffHow much vehicle can I afford?Should I upgrade to a more fuel efficient vehicle?What would my auto payments be?
Cash Flow Calculators
How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my current cash flow?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing powerHow does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?What is my projected cash flow?
College Calculators
How much should I be saving for college?Will I be able to pay back my student loans?What is the value of a college education?When should I begin saving for childs college?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?Re-structuring debts for accelerated payoffWhich is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
Which is better, comprehensive plan or high-deductible plan with HSA?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?
Investment Calculators
How should I allocate my assets?What is the value of a bond?What is the return on my real estate investment?
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustable-rate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interest-only vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Retirement Calculators
Are my current retirement savings sufficient?How does inflation impact my retirement income needs?Should I convert discretionary expenses to savings?How will retirement impact my living expenses?How much will I need to save for retirement?Social security retirement income estimatorI am retired, how long will my savings last?When should I begin saving for retirement?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Taxation Calculators
What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?Capital gains (and losses) tax estimatorHow much of my social security benefit may be taxable?Should I itemize or take the standard deduction?What are the tax implications of paying interest?
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